Getting Insured

Whether you ride for fun, fitness or transport it makes sense to get insured. Accidents aren’t common, but they do happen, so it’s best to be covered in advance.

Why you should get insured

• Public Liability – if you are involved in an accident you will be covered for any damages or injuries you cause.
• Personal Accident Insurance – some policies will cover loss of income if you can’t work after an accident, and may pay for non-Medicare medical expenses.
• Bicycle Theft Insurance – Protect your bike against theft, loss and damage.

How to get insured

Your best option is to join a peak cycling body, such as Bicycle NSW, that automatically provides insurance cover for its members.

If you have an existing Home and Contents Insurance policy you may already be covered to some degree. Talk to your insurance company about what your policy covers and what might need to be added.